Freak OUT!

Okay, so this might have been the identical image of me the last 4 days...after I wiped that as my father called it, "the black stuff off your forehead" (that'd be mascara Dad from hysterically crying!)

Our lending appraisal came in ridiculously low, $50K less than our "real estate assessment"...and there seems to be a huge discrepancy between what is a bedroom, and what is NOT a bedroom, and how many we have...in the appraisal's opinion. 
I am sure we will get past this, but till then, I look a lot like the crazy above on a regular basis....God give Scott strength!

Came across many interesting articles about this issue in today's current market:
One of the articles